[vc_row full_width=”stretch_row_content_no_spaces” equal_height=”yes” el_class=”scr-hero-half”][vc_column width=”1/2″ css=”.vc_custom_1648711881930{background-color: #f1f1f1 !important;}”][vc_row_inner equal_height=”yes” css=”.vc_custom_1648069517609{background-color: #f1f1f1 !important;}”][vc_column_inner el_class=”banner-left”][vc_custom_heading text=”Long Term Care Insurance” font_container=”tag:h3|text_align:center” use_theme_fonts=”yes” el_class=”custom-page-title” css=”.vc_custom_1702423510877{margin-top: 40px !important;}”][vc_column_text el_class=”custom-page-text” css=”.vc_custom_1702423570552{margin-bottom: 40px !important;}”]

It’s complicated. We can help.

Let us explain, shop, provide options, and more. No obligation. No fees. We have discounts — and alternatives if you don’t qualify for traditional LTC insurance. Continue browsing below and request more information to get started.

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LTC insurance may be your best option to help cover the future costs of care. It protects assets from serious erosion, while allowing access to quality care in the most appropriate and desirable setting. Some consider LTC insurance a gift to their families, unburdening them from caregiving responsibilities, while at the same time, providing “inheritance insurance.”[/vc_column_text][vc_column_text el_class=”custom-page-text mine-shaft”]Important Considerations

It makes financial sense to consider LTC insurance now because securing coverage today is far more economical than applying in the future.

Buy Before Your Next Birthday. Your age when you apply will impact your premium payments for as long as you have insurance. Once you’re insured, premiums do not increase just because you get older. Waiting doesn’t pay—if you purchase sooner, you may pay less over time.

Chances Are You’ll Never Be Healthier. You’ll save significantly—as much as 20% annually—if you qualify for a preferred health discount. You’ll receive the discount for the lifetime of the policy, regardless of future health changes. As you age, your chances of qualifying for preferred rates will likely diminish. If you wait too long, a sudden decline in health could even become a barrier to obtaining coverage.

Schedule your no-obligation telephone consultation today. Compare rates and features from leading insurers. Sponsored group, preferred health, and married/partner discounts available.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_tta_section][vc_tta_section title=”FAQ” tab_id=”1575564254637-ccd1117e-93c161a8-5fc2″ el_class=”faq-tab”][vc_column_text]

Frequently Asked Questions

[/vc_column_text][vc_toggle title=”When should I buy LTC insurance?”]Waiting too long to buy a policy can be very costly. Experts recommend purchasing a policy when you’re in your 40s or 50s, when you’re likely still healthy, and before you develop a condition that could require care. Our LTC specialists can help you develop a plan that’s appropriate for both your current financial situation and your future objectives.[/vc_toggle][vc_toggle title=”How much coverage do I need?”]Your ideal coverage will depend on your budget, your geographic location, and your individual preference for future care options. Your decision to purchase will also depend on how much care you anticipate receiving from family members and friends.[/vc_toggle][vc_toggle title=”What if I never need long term care?”]For people who are concerned about their future LTC needs but not certain that traditional policies are the solution for them, there’s a newer kind of insurance option that is growing in popularity. Often called “hybrid,” “linked-benefit,” or “combo products,” these policies typically incorporate LTC benefits with a life insurance policy or annuity. Our advisors can explain more about the various options available.[/vc_toggle][vc_toggle title=”After I speak with an advisor, am I under any obligation?”]No, our advisory services are complimentary, and there is no limit on the amount of time our advisors can spend with you. Our licensed experts are here to help with planning and also with the purchase of insurance products.[/vc_toggle][/vc_tta_section][vc_tta_section title=”Resources” tab_id=”1505740321913-1cde7794-1887a76a-02ea61a8-5fc2″ el_class=”resources-tab”][vc_row_inner][vc_column_inner el_class=”f-none”][vc_column_text]

Resources

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The Cost of LTC

DOWNLOAD

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Care or Companionship

DOWNLOAD

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Real Life Stories: How LTC Impacts Lives

DOWNLOAD

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Tax Advantages for Business Owners

DOWNLOAD

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The Cost of Waiting

DOWNLOAD

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Mutual of Omaha Claims Paid

DOWNLOAD

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Blog

VISIT

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Carriers

[/vc_column_text][vc_column_text el_class=”landing3_style”]We work with leading carriers including: Mutual of Omaha, National Guardian Life, Nationwide, New York Life, Lincoln Financial, One America, Securian, and The Guardian. Click Here for current financial strength ratings.

If you need a quote or an application or simply have questions, call 877-878-2467, or email info@meyerandassoc.com. Trained customer service representatives will be happy to provide the information you need. And naturally you’ll be under no obligation.

For license information, please click here.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Blog” tab_id=”1647928234542-69b5471f-148561a8-5fc2″ el_class=”blog-tab”][vc_column_text]

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